The cost of hard token is $10.00 per token.

A hard token is a physical device that is provided by First West Credit Union.

We recommend the Google Authenticator app. The device must have an authenticator app installed for the security process to work.

A soft token is installed on a user’s trusted device such as a smartphone, tablet or iPad.

Users have the choice of either soft or hard security tokens. Security tokens are mandatory as all users are required to have 2-Step Security to access PaymentStream AFT. For combined monthly limits below the set threshold, you have the ability to request mandatory second approval as an additional security measure. As such, for organizations with a combined monthly limit beyond a set threshold, second approval is mandatory. With a hard token, you have a physical device that you can obtain from Island Savings.Īs an additional security feature, PaymentStream AFT offers forced mandatory approval. Our recommendation is to install the Google Authenticator app. The device must first have an authenticator app installed for the security process to work. You have the choice between whether you’d like to use a soft or hard token.Ī soft token is installed on the user’s trusted device, Smartphone, tablet or iPad. *A token is required to access the AFT application from PaymentStream

A physical Hard Token or Soft Token on a Smartphone*.

2-Step Security is a method of authenticating a user by confirming two factors of authentication: PaymentStream AFT introduces 2-Step Security.

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